There are a number of benefits of a motor insurance. First and foremost, by having an insurance, you are safe from all that one may receive for failing to have a motor insurance. It is a legal requirement to have a motor insurance in the UK if you have and drive a vehicle. You are committing an offence if you operate or drive a vehicle on road or any other public place without insurance. If you get caught driving without insurance you can receive penalties.
If you get caught driving without being covered a third-party insurance policy you are at the risk of attracting penalties. You may end up receiving a £5,000 fine and an amendment on the driver’s license of around 6 to 8 penalty points if you are caught driving without insurance. You should be careful because the offence can even lead to disqualification from driving by the Court.
With this information, you can see one of the main advantages of having a motor insurance is that you are protected from legal penalties of driving without one. You should also know that you can have another person drive your vehicle without worrying they’d be caught and charged. A considerable number of people are not aware that allowing another person to drive a vehicle without motor insurance is an offence.
Another main advantage of acquiring a motor insurance is that the third-party policy covers you on most of the unfortunate things that can happen to you. Depending on the type of insurance, you can be covered for all types of accidents, including fires vandalism and other damages as well as theft.
There are insurance policies that cover you for medical expenses on injuries sustained during accidents. This can even extend to passengers and other motorists affected. With an insurance policy, you do not have to worry about digging into your pockets to cover for the damages and injuries sustained by you or other people. Remember as per the Road Traffic Act 1988, all motorists must be insured against their liability to other people.
At the moment, the Government is evaluating penalties for uninsured drivers who kill or are involved in accidents. Things could get worse. Get a motor insurance. You can see how advantageous it is to have a motor insurance. You are covered for most of the unavoidable circumstances you may encounter in your use of your vehicle.
Accidents do happen and having a motor insurance is reassuring. You won’t have to worry about expenses that result from bad incidents caused to or by your vehicle. Getting a motor insurance has lots of benefits. You should know that bad things can happen to your vehicle. Unfortunately, you will be completely unable to do anything if it is not covered by an insurance policy, maybe something illegal which most definitely, worsens your situation. You should know that the police in the UK have the power to seize your car and destroy it if it is not covered.